Patrice joined John McKee Solicitors in August 2010 as a paralegal, having completed her law degree at Trinity College Dublin. Patrice qualified was admitted as a solicitor in Northern Ireland in September 2013 and in the Republic of Ireland in November 2015.
Patrice is a member of the firm’s Banking, Restructuring and Insolvency and Commercial Property Teams. Patrice works closely with Avril McCammon and Lauren Kennedy.
Patrice has provided advice and represented banks and other lenders and financial institutions on many aspects of security documentation and banking law, to include taking security, preparation of facility letters, security reviews and reviewing facility letters, remediation and perfection of security and rectifying title issues, drafting of facility letters, review and preparation of certificates of title, preparation of legal opinions in respect of transactions and refinancing.
Patrice assists high profile NI, UK and Irish banks in every aspect of lending, borrowing and corporate finance and is experienced in dealing with lawyers in other jurisdictions relating to completion of banking and other transactions. She has been heavily involved in loan sales and providing advices to Vendors with particular emphasis on assignability of facilities and security and the pre- and post-sale notices to Obligors and such other parties as are necessary. She has also assisted in preparation of debt reduction and settlement agreements.
She was afforded a unique opportunity to avail of a year-long secondment in Ulster Bank’s Group Legal department in which her primary role was drafting and negotiating commercial contracts on behalf of the Bank. She also liaised with external solicitors on specific specialised contracts and dealt with ad hoc queries from branches in both ROI and NI, as well as contributing to the review of the Bank’s standard security documentation and policies, negotiating confidentiality agreements and providing general legal advice to the various departments of the Bank.
Patrice also has particular interest in insolvency and obtained the Certificate of Proficiency in Insolvency in 2016. She regularly advises various lenders in respect of their options for enforcement pre-insolvency and takes appropriate action to appoint Fixed Charge Receivers and placing Companies into Administration and Administrative Receivership, and then acting for the Insolvency Practitioners and Receivers post-appointment. As well as managing and selling distressed property assets, She has also received instructions from Administrators to recover assets which were the subject of a transaction at undervalue, has successfully contested a number of challenges to the appointment of Administrators, and has made successful applications for Court approval of resignation of Administrators, directions applications and Court approval of distribution of prescribed parts.
She also provides advises in relation to taking security, enforcing security in respect of cross-border lending and assets located in the Republic of Ireland, and settlement agreements for loans governed by the laws of Ireland or Borrowers resident in the Republic of Ireland.
She also has extensive experience in rectifying issues on title, selling distressed assets and in particular high value commercial properties as well as advising on residential and commercial tenancy agreements and leases.
Patrice has also gained experience of company matters to include initial incorporation, drafting corporate governance documentation, shareholder agreements, company filings, objecting to strike-off applications, restoration applications following dissolution, and winding up of companies. Patrice’s experience in these matters lends itself to large transactional work and complicated deals involving complex structures and refinances, including LMA style agreements.